DastiQarza is a Personal Instant Credit Loan APP for users where they can apply for a personal loans online starting from PKR 10,000 up to PKR 50,000 as their needs. Our goal is to provide users with the most convenient loan service in Pakistan.
PHAROS TECHNOLOGY COMPANY (SMC-private) LIMITED is a Fintech company.We continue to invest in the fields of financial technology, and have developed a big data risk control system that relies on advanced technologies such as big data, cloud computing, and artificial intelligence. At the same time, we also integrate big data analysis and Al technologies.
Technology is applied to credit review, risk control, precision marketing and intelligent user service.PHAROS TECHNOLOGY COMPANY (SMC-private) Limited Owns the brand DastiQarza, to solve the issue of easy credit among young professionals in Pakistan. We believe that young people can get a better and more convenient life through Dasti Qarza.

How To Ues?
Download the app and we’ll tell you what information we need from you.
• Apply in minutes.Fill out our short application and verify your ID.
• Choose your terms.Confirm your desired amount and due date.
• Get your cash.Funds sent directly to your account. It is very easy and fast.
• Repay easily.You can pay by Interbank Transfer. using the reference number that appears in the application.• Borrow again.After repaying in full, to apply for the next round of funding.
Loan Information
Loan term: 91-365 days.
Loan amount: Rs1,000-100,000
Loan interest rate per year: 10.95%
Service fee: Rs 0-500
Maximum Annual Percentage Rate (APR):25.8%